About our Service

We recognise that the financial decisions that are made at retirement will have an impact for the rest of your life. To ensure that our clients receive the best possible guidance we have a specialist department dedicated to provide advice in this area.

We are not a simple online annuity provider. We are there to help people with more complicated affairs and decisions. We will need to understand your overall financial position and your plans for the future.

Once we have this information, we can make recommendations (in writing) about your best course of action. If you are uncertain about the level of input you need, you can call us for a preliminary conversation.

You can pay for our advice in a variety of ways. We can take a payment from any products (such as annuity contracts), charge you a fee (which will be discussed and agreed up front) or use a combination of these two methods. Whatever your chosen route, you will be clear on what we are being paid - we like to be transparent.

If you wish to discuss your circumstances or require further information please contact James Garman on 0115 9886997.